With all that lolly, couldn't Lampard afford his own private beach?

Despite his millions in the bank, the Chelsea midfielder opted to enjoy a family holiday on one of Ibiza's most crowded beaches.

The soccer ace, who turns 30 on Friday, shunned exclusive, private resorts for a busy, public beach on the Balearic island for a vacation with fiancée Elen Rives and their two daughters.

Man of the people: Despite his millions, Frank Lampard chooses to relax on a crowded, public beach with his two daughters and wife Elen Rives

Family affair: Frank, Elen, her mother and their two children enjoyed a day on the beach

Down to earth: Lampard and Elen make sandcastles with their daughters surrounded by people on the public beach

With England failing to qualify for the Euro 2008 championships, Lampard has been free to vacation with Rives, their daughters Luna, two; and Isla, 13 months; and Rives' Spanish mother.

After a recent vacation in Dubai, Lampard is now in his 30-year-old fiancée's native Spain as he considers his career options.

Father's day: Frank Lampard enjoyed his day on the beach with daughters Luna and Isla

Sunseeker: Mother of two Elen shows off her enviable figure as she strips off to sunbathe

Elen tops up her tan while Frank holds the babies

With his Chelsea contract due to expire next year, Lampard has reportedly being approached by his former manager Jose Mourinho to transfer to his new club Inter Milan.

Lampard, who is expected to make his decision this week, is said to be torn between the two clubs because of his emotional attachment to Chelsea.

The footballer was grateful for Chelsea management's support following the death of his mother Pat in April.

Quality time: Frank Lampard takes a well-earned holiday with fiancee Elen Rives, her mother, and their two young daughters

Lampard happily played with his daughters on the busy beach, which was covered with tanning holidaymakers from all over Europe.

In a bid to cool down from the humid temperatures on the white island, Lampard and his eldest daughter Isla sucked on ice lollies.

Lampard and Rives have been engaged for since 2005, but have yet to set a wedding date.

Decisions: Lampard has been approached by Inter Milan by former Chelsea manager Jose Mourinho